Your privacy is important to us.
This document outlines the types of personal information we receive and collect when you use RetirePedia.com, as well as some of the steps we take to safeguard information. We hope this will help you make an informed decision about sharing personal information with us.
RetirePedia.com strives to maintain the highest standards of decency, fairness and integrity in all our operations. Likewise, we are dedicated to protecting our customers’, consumers’ and online visitors’ privacy on our website.
Cookies and Web Beacons
Cookies are identifiers that are transferred to your computer’s hard drive through your Web browser to enable our systems to recognize your browser. The purpose of a cookie is to tell the Web server that you have returned to a specific page.
For example, if you personalize the sites pages, or register with any of our site’s services, a cookie enables RetirePedia.com to recall your specific information on subsequent visits.
A web beacon is a transparent image file used to monitor your journey around a single website or collection of sites. They are also referred to as web bugs and are commonly used by sites that hire third-party services to monitor traffic. They may be used in association with cookies to understand how visitors interact with the pages and content on the pages of a web site.
Google Analytics Cookies
RetirePedia.com uses information from Google Analytics to track the number of visits to the website, browsers and operating systems. No personally identifiable information is obtained from these cookies. We use the information that Google Analytics generates relating to our website to create reports about the use of the site. These reports allow us to update the site and improve your usage of it.
If you do not wish your data to be collected via Google Analytics, you can install its opt-out browser extension or add-on here: https://tools.google.com/dlpage/gaoptout/
You may opt out of personalized ads for over 125 different ad networks. Click here to do that.
Some third-party advertisements are served by Google and their ad technology providers. You can view a list of their certified providers here. Google’s cookie enables it to serve ads to our visitors based on their visits to other sites on the Web. You may opt out of personalized ads by visiting the Google ad opt-out page.
Affiliate Products and Services
We receive an affiliate commission for some of the products or services sold on RetirePedia.com.
The affiliate services platforms we use are Amazon, Commission Junction, Rakuten Marketing and SiteSell. We also have commission agreements in place with retirement and relocation tour partners in Panama, Costa Rica and Belize.
You can read more about our use of affiliate links on our Disclaimer and Affiliate Disclosure page.
Retargeting Ads and Tracking Pixels
RetirePedia.com uses retargeting ads, which require the setting of cookies in your browser.
RetirePedia.com uses Facebook pixels to determine the effectiveness of some Facebook ad campaigns. You can change your Facebook ad settings here.
You can set your browser to accept or refuse all cookies automatically, or notify you when a cookie is being requested. Taking this action should not cause a problem with the continued use of our site.
Consult the Help section of your browser for guidance on how to refuse all cookies or to notify you when a cookie is requested.
If you choose to refuse RetirePedia.com’s cookies, you may not be able to fully experience the interactive features of the site.
Personally Identifiable Information
RetirePedia.com may collect and use your personal information for the following purposes:
- To run and operate our site.
- To display content on the site correctly.
- To improve customer service.
- To help us respond to your customer service requests and support needs more efficiently.
- To personalize your user experience.
- To understand how our users as a group use the services and resources provided on our site.
- To improve our site.
- To improve our products and services.
- To run a promotion, contest, survey or other site feature.
- To send information to you that you agreed to receive about topics we think will be of interest to you.
- To send periodic emails, which may include electronic newsletters and/or autoresponder series of emails.
- To respond to your enquiries, questions, and/or other requests.
RetirePedia.com may collect personally identifiable information from you in a variety of ways, including, but not limited to, when you visit our site, register on the site, or fill out a form, and in connection with other activities, services, features or resources we make available on our site.
Specifically, if you subscribe to our newsletter, we may ask for your first name and will require your email address.
If you complete a form, we will require your name and your email address, and will ask for information relevant to the purpose of the form.
If you submit content to us, we will ask for your name and email address. Photos you include with your submission, or details in your submission, may personally identify you.
If you request to be notified about comments on any content you submit to us, or request to be notified when others submit content, we will require your first name and your email address.
If you purchase one of our ebooks, your payment is safely handled by Gumroad. You can learn more about Gumroad and which data they collect from you on their Buyer FAQ Page.
This site also uses Facebook commenting. Facebook stores all of your comments and may show them on your timeline, depending on your Facebook settings.
RetirePedia.com offers RSS as a way to easily follow content updates. We use Feedburner to let you subscribe to these updates via your email address.
This site lets you share content with your friends and followers on various social media platforms. Below are links to the privacy policies of these platforms:
You can always refuse to supply personally identifiable information and visit our site anonymously. However, it may prevent you from engaging in certain site-related activities.
If we make material changes in the collection of personally identifiable information, we will inform you by placing a notice on our site. We will use personal information received from you for internal purposes only and will not sell it or provide it to third parties.
We also collect each visitor’s IP address, which helps us combat spam and fraud. We do not use IP addresses for any other purpose.
RetirePedia.com contains links to other websites that may be of interest to you. However, once you have used them to leave our site, we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information you provide while visiting such sites. These sites are not governed by this privacy statement. Always exercise caution by reviewing the privacy statement of the website in question before continuing to use it.
Non-personally Identifiable Information
We may collect non-personally identifiable information about you whenever you interact with our site. Non-personally identifiable information may include the browser name, the type of computer and technical information about your method of connecting to our site, such as the operating system and the Internet service provider you used, and other similar information.
We use this information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about our user base as a whole. The information collected is used solely for internal review and not shared with other organizations for commercial purposes.
California Consumer Privacy Act (CCPA)
RetirePedia.com has not sold any personal information in the previous 12 months.
Children’s Privacy Protection
This website is directed to adults. It is not directed to children under the age of 16. We operate our site in compliance with current regulations. Anyone under the age of 16 must provide parental consent to use this site. We do not knowingly collect or use personally identifiable information from anyone under 16 years of age.
Release of Information
If we sell RetirePedia.com, the information we have obtained from you through your voluntary participation in our site may transfer to the new owner as a part of the sale so that the service provided to you may continue.
In that event, you will receive notice through our website of that change in control and practices, and we will make reasonable efforts to ensure that the purchaser honors any opt-out requests you might make.
Personally identifiable information and non-personally identifiable information collected by this site is stored on our host’s servers. That host is SiteSell Inc., located at 1000 Saint-Jean Boulevard, Suite 702, Pointe-Claire, QC H9R 5P1 Canada.
Some information is collected by third-party services. These include MailChimp (the service we use to send you our newsletter), Wishloop (the service we use to show you reminders of our newsletter and other offers when you leave our site) and our retirement and relocation tour partners as mentioned above.
How You Can Correct or Remove Information
If you have submitted personally identifiable information through our website and would like to download and review that information, click on this link.
You can also request to edit or delete any of your information from the servers by clicking on this link.
Updates and Effective Date
Agreeing to Terms
Last updated: January 1st, 2020