Retiring in Charleston, SC: The Pros & Cons

An image showing one of the main streets in Charleston, South Carolina. It shows several colorful buildings and a large church

If you’ve already retired, or are on the verge of entering retirement, Charleston, South Carolina, is an excellent choice to unwind and enjoy life after your hard work. 

Before moving to the coastal city, there are some things you should know before your arrival. This knowledge will help better prepare you by knowing what to expect and what the pace of life is like down there.

If you are considering retiring in Charleston, SC, we’ve compiled some facts that you should know beforehand.

We’ll go over the cost of living, important tax information, fun things to do, the most popular retirement communities, and of course, the beaches. Stay tuned to learn more about Charleston, SC, and if it’s the best retirement destination to suit your specific needs.

In recent years, Charleston, SC, has become quite the destination for those seeking a calm and relaxed way of living. Charleston is famous for its rich history, exquisite cuisine, and gorgeous weather. 

Famously known for horse-drawn carriages and cobblestone roads, the city has a charming appeal to both the young and those entering retirement. 

Charleston is a waterfront city that has multiple beaches within a 20-minute radius of any direction. You’ll never get tired of the opportunities for a beautiful view or a relaxing day in the sand. 

Additionally, Charleston has many museums, parks, and tours that people can participate in to learn more about the history and culture of the city. 

The southern peninsula features beautiful architecture such as large and numerous church steeples, theatres, mansions, and century-old homes.

Charleston, SC, hosts a friendly environment and constant hospitality from those who are eager to recruit new “Charlestonians” whenever possible. This city is a great destination to consider for your next phase of life as a retiree. 

What is the Weather Like in Charleston, SC? 

In short, the weather is perfect! 

Throughout the year, it rarely goes below 30° F, or higher than 89° F. The average temperature range is 43° F-94° F, and the city enjoys mild winters and warm and delightful summers. 

The subtropical climate is just one of many reasons why so many people choose to move to Charleston. The southern region tends to get about 230 days of bright sunshine every year. 


Average temperatures: 58° F-72° F

Spring is a beautiful time of year, from early March until early June. This season flaunts how the city becomes embroidered with vibrant colors from the blooming flowers. 


Average temperatures: 78° F- 82° F

Enjoy warm to hot summers while also experiencing the cooling afternoon coastal breezes with the occasional thunderstorm. 


Average temperatures: 58° F-76° F

Crisp evenings, clear skies with little to no clouds, sunshine, and beautiful golden marshes characterize Charleston in Autumn.  


Average temperatures: 47° F-52° F

The winters are pretty mild here, so winter should be a welcome change of pace due to the hot weather lasting most of the year! Snow flurries, periods of rain, and brisk air summarize typical Charleston winter. 

What Should I Know Before Moving to South Carolina?

An image of the Charleston, South Carolina cityscape in the early evening. A large body of water is in the foreground, dotted with yatchs. Several large buildings are in the background

Before moving to South Carolina, there are some details that one should know concerning its rich culture, captivating ambiance, and more!

South Carolina’s aforementioned stunning ambiance not only has to do with its impressive beaches—but South Carolina also boasts awesome National Parks, National Historic Sites, National monuments, and protected land. 

South Carolina’s State Parks consist of 80,000 acres of protected lands from the Blue Ridge Mountains to the coast.

If you’re looking for a retirement destination that has affordable homes, then South Carolina is the destination for you. With a moderate cost of living, South Carolina is home to a diverse culture with a growing job force.

South Carolina can enjoy this luxury because of its progressive income tax system. As a result, the state doesn’t use property tax to make up for a revenue loss, which is what happens in states with no income tax.

Foodies beware—Charleston’s food scene is assured to blow you away. The restaurant scene has been well documented over the years. However, you’re not relegated to eating the food in Charleston alone; you can find delicious food in other parts of the state as well.

You can find anything from seafood shacks in coastal towns to fresh produce grown on farms, to Caribbean food, Gullah food, barbecue, and more.

Finally, there’s nothing like enjoying retirement on a golf course. You may be surprised to learn that Golf is giant in South Carolina, so much so that it is responsible for bringing sizable revenue into the state. 

With dozens of beautiful golf courses to choose from, golf package tours are a popular choice for golfing tourists alike.

Cost of Living in Charleston, SC 

The term cost of living refers to the amount of money needed to cover basic expenses in a particular place and period. Moreover, cost of living is a useful tool used to compare how expensive or inexpensive it is to live in one city versus another.

Furthermore, the cost of living is directly tied to a city’s average wage. For example, Los Angeles has a high cost of living, which means that wages must be higher to afford to live in that city.

The following cost of living breakdown of Charleston, South Carolina, will explain the cost of necessities such as groceries, utilities, housing, leisure activities, and more. 

Hopefully, this will give you a better idea of what to expect when considering Charleston, South Carolina, as your next place of residence.

Is it Expensive to Live in Charleston, SC? 

When it comes to the cost of living in Charleston, it’s a pleasant surprise to learn that Charleston is relatively average for the United States. The Council for Community and Economic Research reported in 2020 that Charleston had a 111.5 index or 11% higher than the national average.

However,  while the cost of living in Charleston is 11%, if you were to delve further into the numbers, you’ll discover specific categories actually gravitate closer to the norm.

While the overall cost of living in Charleston is 11% above the national average, various categories range in how much they fluctuate from the norm. The following list exemplifies categories where the cost of living is closer to or below the average.

  • Healthcare costs are 5.6% under the average.
  • Local spending is 5.2% less.
  • Families in Charleston spend 6% above the standard on groceries.
  • Charleston’s housing cost is at the national median


Living in Charleston, SC, means that you will inevitably pay a utility bill at some point in time. To give you an idea of what you’ll be getting yourself into, the U.S. Energy Information Administration reported that the state’s average monthly utility bill is $147.74. This figure is 29.5% above the nation’s average of $114.11. Below are some additional utility breakdowns.

  • Internet with a speed of 60 Mbps or more, unlimited data, cable/ADSL will cost $61.25
  • Basic utilities including water, electricity, heating, garbage, and cooling will cost $206.65 per 85m²

Food and Groceries 

When you go for groceries in Charleston, South Carolina, you can expect to spend slightly above the nation’s average. The following list gives you a glimpse of how much you can expect to spend on food types and brands. 

  • 2 lbs of potatoes  ($1.70)
  • 2 lbs of tomatoes  ($4.21)
  • 2 liter Coca-Cola ($2.08)
  • 2 lbs of apples ($3.30)
  • 500 gr or 16 oz. of local cheese  ($7)
  • 500 gr or 1 lb of boneless chicken breast  ($4.77)
  • Combo meal such as a Big Mac meal at Mcdonalds  ($8)
  • One bottle of good quality red wine ($12)
  • Basic lunch with a drink on the business district ($15)
  • 1 liter of whole milk ($0.91)
  • One loaf of bread ($2.19)
  • 16 oz. Domestic beer at the market ($2.25)


Compared to the national average, the average monthly rent in Charleston, SC, is relatively low. Below is a list of figures that you can expect when you go to rent a place to live.

  • All rentals of 938 sq. ft. Had average cost of $1,287
  • 620 sq. ft Studio had on average $1,193
  • 754 sq. ft. 1 Bed cost on average $1,172
  • 1,012 sq. ft. 2 Beds cost on average $1,270
  • 1,263 sq. ft. 3 Beds $1,582

If you are looking to purchase a home, expect to spend higher than the national average. The average listed price of a home in Charleston is $524,499.

Leisure Activities 

  • Fitness Club, (Monthly Fee for 1 Adult, $30.31)
  • Tennis Court Rent (1 Hour on the weekend $16.67)
  • One seat at the Cinema ( International Release, $11.55)
  • Transportation 
  • Local Transportation (One-way ticket) ($2.00)
  • Local Transportation (Monthly Pass) ($57.00)
  • Taxi Start (Regular Tariff) ($6.00)
  • 1 km in a Taxi ($3.11)
  • 1 liter of Gasoline (1 liter) ($0.56)
  • Volkswagen Golf (or equivalent) ($34,514)
  • Toyota Corolla Sedan (Or Equivalent) ($24,818)

Is Charleston, South Carolina, a Good Place to Retire? 

A picture of four older women sitting on a park bench. The ground is covered with leaves and a small dog lays at their feet

If you’re thinking about retiring in Charleston, SC, you’ll be happy to know that there are additional benefits outside of the reasonable cost of living. Here’s a more detailed overview of the additional benefits of relocating to Charleston.

Is South Carolina Retirement Friendly? 

Charleston, the oldest city in South Carolina, boasts a unique southern charm and an unmatched coastal vibe. This culture-rich city has many reasons to choose it as your retirement destination, such as beautiful weather, generous tax exemptions, and an atmosphere that can’t be duplicated.

Charleston is home to a sizeable senior pulsion, and it has been that way for many years now. Furthermore, Charleston has a robust economy that adequately supports the demographic. Charleston offers financial resources, healthcare providers, and accommodation for people at the age of retirement. What’s more, there will be no shortage of recreational activities for them to engage in.

Interestingly enough, the large senior population makes it possible to easily socialize and form new friendships.

Want to know more about retiring in Charleston? Our comprehensive retirement guide offers everything you need to know.

Additional Benefits of Retiring to Charleston, SC

Below are a few extra reasons why you might consider making Charleston, SC, your new home in the glory years. 

Health and Wellness 

Healthcare is a top priority for retirees entering into the golden years of their lives. It is at this point that healthcare is most pivotal because it affects every aspect of their lives. So, you must live in an area that meets all of your needs—this includes both preventative care and ongoing treatment.

Searching for primary care and specialty physicians in Charleston is as simple as using as a tool to search for particular kinds of providers and to filter for those who accept Medicare payments.

Healthcare in Charleston, SC gives you access to a bevy of hospitals; therefore, no matter where you set up shop, chances are a hospital is near you. A quick Google search of the hospitals will let you know which hospital is nearest you. 

Finally, although you may walk into any fitness center and get a membership, this may not be the approach you want to take. We recommend doing a Google search for senior-friendly fitness centers to best suit you and your needs.

Food and Drink 

If you’re into trying delicious food from around the world, and of course, fresh seafood in abundance—no city does it quite like Charleston, SC. Here in this city, you’ll find a rich diversity of culture, and you will find this fact reflected in the diverse foods that the city has to offer. 

Whether you’re in the mood for a properly prepared oyster roast or some highly touted Southern-style barbecue—you can find it here in Charleston, SC. And if somehow these choices don’t sound appetizing, you are sure to find cuisine from all over the world right in Charleston that will suit your taste.

Moreover, if drinks are more of your thing, you will be happy to learn that there is a diverse selection of dive bars, breweries, and quaint rooftop lounges.


Perhaps shopping is more of your forte; if this is the case, then Charleston is the perfect destination for you. Charleston is home to local boutiques and big shopping malls that you spend all day wandering around without noticing that the day is fading. 

With a litany of shops at your disposal, you are sure to find a store to meet your retail needs. Below you will find a list of popular places to shop in Charleston:

  • Northwoods Mall
  • Tanger Outlet Center
  • Charleston City Market
  • Citadel Mall
  • Freshfields Village
  • The Shops at Belmond Charleston Place
  • Mount Pleasant Towne Centre
  • Beaches 

As previously mentioned, the weather is amazing in Charleston, SC, due to its hot summers and very mild winters, and when you combine that with a sandy coast, it’s quite special. The sheer size of beaches is so impressive that you can spend a day at one beach and enjoy an entirely new beach the very next day.

Arts and Entertainment 

Charleston is pretty well-known for its performing arts events regularly. Here’s our take on some of the best attractions throughout Charleston. 


A museum that you just have to visit is the Charleston Museum; the Charleston Museum is one of the oldest museums in all of America; it features natural wonders, historical arts, crafts, and more. 

However, if you’re more into fine art, then Gibbes Museum of Art has a large permanent collection as well as extraordinary temporary collections that rotate routinely. 


Charleston has a burgeoning performing arts scene that is bursting through with talent. Not only this, these awe-inspiring performances are accompanied by awesome venues to boot. Here are some great places to check out.

Charleston Stage, a group that performs at the Historic Dock Street Theatre (Also known as America’s First Theatre)

34 West Theater Company- plays host to live comedy shows and musicals


Music venues abound in Charleston, and they happen to host both worldwide superstars and up-and-coming artists. Moreover, shows that are larger and more popular are held traditionally in the North Charleston Colosseum.


The major highways going through Charleston are I-26, I-526, and US Route 17. These highways will grant you limitless access to major locations both locally and abroad.

Charleston provides public transportation in the form of The Charleston Area Regional Transportation Authority or CARTA, which is the public transit system for the greater Charleston area.

CARTA has an annual ridership of over 4 million people; this staggering number is the reason why CARTA is the largest public transportation provider in all of South Carolina. You can simply visit their website to get a schedule and map out a route for your place of destination.

With Charleston, you don’t have to be concerned about air travel because the Charleston International Airport is the largest and busiest airport in South Carolina. Every major airline can be found in Charleston, meaning that you can find a direct flight to virtually any major hub.


An image showing several large homes lining the shore around a large lake in Charleston South Carolina

Below is a recommended list of some of the best neighborhoods to take up residence and enjoy retirement.

Daniel Island:  Daniel Island is an intriguing island town. It’s located right across the river from downtown Charleston. The island offers wonderful walking paths to traverse as well as many streams and rivers to enjoy. There’s a vivacious town center littered with shops and restaurants.

Mount Pleasant: Mount Pleasant is a suburb of Charleston.  It is a popular spot for boating expeditions due to the large stretches of coast along the Charleston Harbor. 

Downtown: Downtown Charleston is an eventful place to live because it is where much of the action occurs. 

Retirees can enjoy access to a plethora of museums, restaurants, and other attractions that are all within walking distance of their home or apartment. The fact that it is the central location makes all the other areas of Charleston easily accessible.

Fun Things to Do in Charleston, SC 

An image showing a green turtle and severl fish swimming at the South Carolina Aquarium

There’s no shortage of things to do in Charleston. Both individual and family activities are sure to keep either party entertained. We’ve arranged activities for children and retirees. 

For those retirees who have grandkids coming down to visit, you’ll want to know what kid-friendly sites and attractions are available. There’s also a list of things to do for retirees that want to stay active and explore what the city has to offer.

For Children 

While there are numerous activities for kids to engage in, there are some things like the guided tours and farmer’s markets that you may want to avoid with children.  Here’s a list of some fun activities that little ones of all ages are sure to enjoy.

The South Carolina Aquarium: Beautiful aquarium that features a two-story 385,000-gallon touch tank. Kids will love the daily dive shows, sea turtles, sharks; up close and personal! 

The Children’s Museum of the Lowcountry: For just $10 per child, every little explorer can engage in imaginative play. This museum has a pirate ship, a large art studio, and water lab, a small space to play outdoors, and even a castle. 

Pirates of Charleston Cruise: Located at John’s Island, this 90-minute tour has face painting, songs, lots of interactive activities for kids. 

Additional Attractions for Children:

  • Splashzone Water Park
  • The North Charleston Fire Museum
  • Live shows during the Summer
  • Angel Oak Tree Park
  • Charleston River dogs
  • The Beach!

Retiree Entertainment in Charleston, SC

For retirees living in Charleston, the daily or weekly activities that you partake in are shaped by your interests. For example, South Carolina is home to some of the best food in the country. 

So you may want to do a good food tour here and there when you get the time. The tours will allow you to experience food in parts of the town that you don’t frequent often. Or you may opt to take a trip down to the Farmer’s Market every weekend to see what’s new and to get fresh produce. 

Alternately, suppose you’re more of a thrill-seeker. In that case, you can enjoy the many water activities available on the beach, including a cruise on the harbor, boating, fishing on the pier, kayaking, swimming, etc.

Retirees may also want to learn more about the city’s history upon moving, and the guided tours are offered regularly throughout the year. Visit plantations, mansions, antebellum museums, and more to understand what shaped the small, quaint city of Charleston. 

What should be abundantly clear is that retiring in Charleston, SC offers retirees a variety of arts and entertainment options daily. 

5 Retirement Communities in Charleston, South Carolina 

There’s a vast selection of communities in Charleston that has amenities that are specifically geared toward retirees.

These communities include pet spaces, post offices, nature trails, in-house retailers, community activities, fitness clubs, and easy to access golf courses. These specific homes can be rented or purchased, and members must also pay minimal fees for grounds-keeping. 

Here are the best retirement communities in Charleston, South Carolina:

1. Cresswind Charleston and The Ponds

The Cresswind community is fairly new and was highly anticipated during its construction. This community is located within the intricately designed community known as The Ponds. There is a minimum age requirement of 55 to stay at Cresswind, and the homes vary in price from around $270,000 to $380,000.

About seventy-five percent of construction for this community has been completed, and 600 homes are expected to be available upon completion. 

At the center of Cresswind, a large clubhouse can host events, games, and other activities. There will also be a fitness center, outdoor amenities, a large pool, multiple tennis courts. Additionally, this community has a designated event lawn and an amphitheater for special performances and events. 

The anticipated homes in this community will have very spacious master suites on the first floor. They are expected to be amongst the top of the line in luxury accommodations available within that area. 

2. Del Webb at Cane Bay, Charleston

Active seniors that are at least 55 years of age would enjoy living in Del Webb at Cane Bay. There are precisely 1,000 homes available in this community, ranging in price from $250,000 to about $450,000. 

Del Webb spans approximately 360 acres of land. This area also includes a wetland area that has been preserved. The Resort at Cane Bay is a fully equipped recreation center and clubhouse that holds all of the activities for the community.

There’s a modern fitness center, sundeck, aerobics studio, indoor lap pool, arts and crafts studio, and even a ballroom. Right outside the door are a vacation-style pool, a tennis court, and a dog park. 

Retirees can also choose to go biking or walking along the trails located throughout the community. The homes at Del Webb are new builds that have an open floor plan, but there are a few houses that were previously owned. The cost of living in the area is moderate. 

3. The Pines at Gahagan

Another retirement community for those over 55 years old, The Pines at Gahagan, is a small, affordable, and beautifully intimate environment. It began its journey in 2006, and the community has just 109 homes that cost around $235,000 to $350,000.

Retirees can purchase a home as resale inventory or as a new build. This luxurious clubhouse is home to a large multipurpose room for everyone, and there’s a kitchen, exercise lounges, a library, game areas, and a juice bar. You can also find a resort-style swim pool with a quiet patio area outside the clubhouse. 

The Pines at Gahagan has 11 various home models for both two and three bedrooms. The homes range in sizes from a little less than 1400 sq ft. or a little over 2500 sq ft. 

There are a few loft options available with two stories, and the community developer allows buyers who purchase a new home to modify it should they wish to do so. The Pines is a low-maintenance community that has sunrooms and screened porches.

4. Marrington at Cobblestone

Marrington at Cobblestone is the smallest retirement community on the list, with just 98 homes. It’s a very intimate community for adults that are over the age of 55 and looking for some rest at this time. If you want a quiet residence that sits on 21 acres of land, this is probably the place for you. 

The clubhouse has a large swimming pool and sundeck, a catering kitchen, and an exercise room. 

Some homes come in styles and sizes at Marrington; you can find a home just under 1130 sq ft, to a little under 2000 sq ft. They each come with two or three bathrooms and bedrooms. 

5. The Elms of Charleston

Last on the list, but certainly not last in preference, is The Elms of Charleston. This retirement community houses retirees over 55 and is perfect for those who are very friendly.

It comes with low-maintenance living and fully finished homes. The prices range from about $110,000 to $250,000. Because these prices are so low, this community is very appealing to seniors who may not have extensive savings. 

The amenities at The Elms of Charleston include an exercise room, ballroom, game room, lounge, and kitchen. Outdoors, you will find a pool, walking trails, it and a genius court. 

There’s also a transit system that will transport the residents throughout the area on trips and tours. All homes in this community are for single-level occupancy.  

What is the Tax Rate in Charleston, SC? 

The tax rates in Charleston can vary. Some are dependent on the state solely, and others get combined with specific city taxes imposed on the inhabitants. 

Here’s our comprehensive breakdown to help retirees better understand what to expect for tax payments when transitioning to Charleston.

What is the Property Tax in Charleston, SC? 

Outside of Charleston, South Carolina is a state that offers some of the lowest property taxes in the country. That’s a great recruitment tool for those that are thinking of retiring in Charleston, SC. 

Charleston takes it a step further and has one of the lowest state rates, at just 0.47%. The median home value for a 3- to 3-bedroom home is $295,600. The median annual property tax payment in the county is $1,378. It typically averages out to be about $601 per $100,000.

At What Age Do You Stop Paying Property Taxes in South Carolina?

In some states, property tax can be a tricky and cumbersome thing to deal with. However, in Charleston, SC, homeowners at age 65 are exempt from property tax on the first $50,000 of their homes’ value after they apply for the Homestead Exemption at their local county auditor’s office. 

What is the Sales Tax in Charleston, SC? 

Sales tax is the taxes applied to the sale of specific services and goods in South Carolina. The sales tax in SC is six percent (6%). Counties reserve the right to impose an additional tax rate at one percent (1%) if the voters in that county approve it.

In Charleston, the combined sales tax is nine percent (9%). This rate includes the sales tax of six percent (6%), the city tax of over percent (1%), and the special tax rate at two percent (2%).

5 Charleston, SC Beaches Seniors Love 

An image showing a sunset at Folly Beach in Charleston, South Carolina. A large pier is set into the ocean and the sunset is a combination of red, orange, and blue
The fishing pier at sunrise, in Folly Beach, South Carolina.

It’s no surprise that in the city of Charleston, the beaches certainly attract crowds. There are various beach types- secluded beaches with historic lighthouses, family-friendly beaches with toddlers waddling around, or beaches filled with tourists and parties. 

South Carolina is home to some of the most beautiful beaches in the world, and there’s no doubt that this is one of the main attractions of the area. Every year, thousands of tourists flock to the area to spend some quality fun in the sun. Wouldn’t it be amazing to have the beach at your backdoor?

You may be able to see dolphins playing, crabs clawing about, not further than an hour from any main neighborhood. With the many options available, certain beaches are beloved by retirees who want to kick back and relax, while enjoying quiet beaches, sun, and great food. 

Folly Beach

Retirees will love this barrier island that sits along the Atlantic Ocean. Despite being a popular beach for both locals and tourists, the beach maintains its small-town charm. 

There aren’t many chain restaurants there, but there are tons of new bars and restaurants to try that have delicious seafood. Seniors can sit back and relax while enjoying the endless miles of beautiful blue water. 

Or, they may choose to visit the bait and tackle shop to get a few tips and fishing equipment. Additionally, near the beach is the Lost Dog Café, which serves delicious dinner options as well. 

Edisto Beach

One of the top choices for retirees, Edisto Beach, is a bit further outside of Charleston, but it’s so worth the drive! It’s a very calm beach that’s family-friendly while hosting 4.5 miles of breathtaking coastline. 

Enjoy a day of peace and serenity while sunbathing or go the more active route and do a little beach exploration. 

Located close to the beach is Jeremy’s Inlet. You can spend hours there sifting through various treasures like seashells, shark’s teeth, and fossils during the low tide. You never know what you’ll find that has washed up on the shore. 

Isle of Palms

IOP is a close community, known as the area’s most hospitable beach, very welcoming to families and visitors of all ages. It often brings retirees a lot of joy to see the children frolicking about, toes in the sand. 

There are also numerous activities available such as boat tours, golfing, fishing expeditions, water sports, and more. Thankfully, these activities aren’t very expensive, and many of the companies offer certain equipment for free rental when you make a reservation.  

Retirees can also opt to find inspiration for a new project or simply enjoy the stunning white sand and sea turtles near the coast. It’s quite the view during the egg-laying season!

Sullivan’s Island

Sullivan’s Island is known for being one of the more crowded but vivacious beaches near Charleston. Right across Ravenel Bridge, there’s a marsh area that leads to this splendid barrier island. 

Sullivan’s Island is a public beach that sits beneath a historic lighthouse. This lighthouse was used to guide ships during the Civil War, and you can even take a tour. You can choose to enjoy the warm weather or go to the nearby BBQ shack for wings or a burger.

History buffs may also appreciate being able to visit Poe’s Tavern on Middle Street. Edgar Allan Poe found himself there quite often during his days of service in the military from 1827-1828. 

Kiawah Beachwalker Park

Kiawah Park has about 10 miles of sparkling coastline and is known as one of the country’s most beautiful barrier islands. It’s also a nature lover’s paradise with all of the scenic landscape at your disposal for a nice walkthrough. 

This is a private beach that costs $5-$15 per entry, depending on which season you choose to visit. You’ll also need some spending money because food and activities are a little on the pricey side for this particular beach. However, if you want to take a look at the scenery without paying, the island’s southwestern tip is available to sample. 

Excellent cuisine, soft sand, a gorgeous view, and an overall serene environment awaits you are Kiawah Beachwalker Park. 

Retiring in Charleston, SC: Pros & Cons

As with anything, there’s some good, and there are also some shortcomings to the city. Depending on the lifestyle you choose to lead, active, or a bit more laid-back, these factors may or may not be deal-breakers for you. 

Being armed with all the information you or someone you know will need to make an informed decision as to whether Charleston is your destination for retirement, here’s the final breakdown of the pros and cons.


  • Low Property Tax Rate
  • Historic Homes
  • Beaches
  • Military History
  • Weather
  • Senior Tax Breaks
  • Pristine Healthcare
  • Tidal Creeks/Streams/River (Water activities such as fishing, kayaking, canoeing, etc.)
  • Diverse Culture
  • Live Shows and Performing Arts
  • Excellent Retirement Communities


  • Alligators
  • Hurricanes/Tornadoes
  • Humidity/Heat
  • Traffic
  • Parking 
  • Not Much Parking Available
  • Too Many Construction Sites 
  • High Rent
  • High Sales Tax 


Retirement is a time where you blissfully rest from all your years of work. Moreover, if there were ever a time that you should treat yourself, that time would be exactly right now. What better way to begin your retirement than to start by soaking in the sun in the beach city of Charleston, SC? 

Furthermore, your retirement destination should be capable of accommodating your essential needs. Your health is most important, and Charleston, SC, expertly facilitates your health and wellness needs with an array of hospital and health professionals waiting to meet your every need.

You can choose to enjoy the diversified cuisine in the many quality restaurants, to take an excursion around the beautiful beaches, or even enjoy a nice performance at one of the prestigious venues. Either way, you are sure to have a blast on any given night while enjoying your retirement in Charleston, SC.

If you’re interested in learning more about Charleston and what the city has to offer, please check here for more information. 

Related: Pros and Cons of Living in South Carolina