How to Transfer a Vanilla Gift Card to a Bank Account

hand holding a vanilla gift card

Receiving a Vanilla gift card for Christmas or anytime as a gift can be a great surprise. Anyone would love that extra bonus of money to spend. 

Perhaps you needed some money on a card quickly and have decided to get that money into your account. Regardless of your purchasing reason, Vanilla gift cards are beneficial for many people for many different reasons. This article will show you how to transfer a Vanilla gift card to a bank account as well as review other actions you can take with your gift card.

There are many different ways to use a Vanilla gift card. Whether this is at gas stations, restaurants, retail stores, or anywhere Visa debit cards are accepted, your Vanilla gift card will have you covered. 

What if you decide that money would be better served in your checking or savings account? Getting your Vanilla gift card balance transferred to your bank may seem difficult but it is not a daunting task. Let’s look at this in more detail.

What is a Vanilla Gift Card?

Vanilla gift cards are prepaid Visa debit cards ready to use at many locations. Most retail stores, restaurants, gas stations, and even online retailers accept these gift cards. 

Vanilla gift cards are very convenient because they do not have an expiration date. Rest assured, Vanilla gift cards are also very safe and secure and carry little risk with their use. 

These gift cards may only be used towards vendors and sellers in the United States and the District of Columbia. 

Vanilla gift cards are also simple to get your hands on. Many stores like Walmart, CVS, Walgreens, and other convenience stores carry these gift cards. You may also choose any amount of money to load onto these prepaid debit cards. This convenience makes Vanilla gift cards a great option for sending someone a quick dollar.

Purchasing a Vanilla gift card for use is a simple task. If you do not wish to travel to any local stores, you can access a Vanilla gift card right at your fingertips via the Vanilla gift card website

You can easily purchase a gift card at their website and have it readily sent to your home or the home of your gift card recipient if you are gifting a card. 

Sending Money With Your Vanilla Gift Card

Vanilla makes their gift cards incredibly simple to use, send, and reload. Unfortunately, sending funds to a bank account may not be as simple. 

Vanilla does not offer a direct option to send money straight to an outside bank account. However, you may have a couple of good options to use and send these prepaid funds through your bank account. 

The two most user-friendly, popular, and quick methods are through money service apps: PayPal and Venmo. Both of which are online payment systems that you can tie into your bank account to make transferring funds easy.


Using apps like PayPal to convert money loaded onto a Vanilla gift card can be one of the most simple ways to get cash from your card. Making a PayPal account is fairly simple and safe. 

To setup a PayPal account you will need your name, phone number, home address, bank account, and possible proof of identification. After successfully creating a PayPal account, you should link your bank account to get it set up to receive the funds from your Vanilla gift card.

After linking your bank account, the steps you need to take to transfer your gift card to your bank account are very cut and dry. Follow these steps to quickly access your funds:

  1. Access the “wallet” feature on your PayPal app or website
  2. Link your Vanilla gift card to your PayPal account using the “link a card” feature
  3. Transfer your money to your bank account by choosing “transfer money”
  4. Select the correct bank account to transfer your funds and wait for them to arrive
A photo of a cell phone. On the screen is the word PayPal


Using Venmo is another quick and easy method to use when transferring your funds to a different account. Venmo is very similar to PayPal in terms of setup and usability and it is very user-friendly. 

Setting up your Venmo account is quite simple. All you need is your name, phone number, email address, and bank account. To send money from your Vanilla gift card to your bank account all you need to do is select “transfer funds” and initiate your transfer to the correct bank account. 

You should link your bank account to your Venmo account during setup, so all you need to do is send the money over.

A photo of a tablet and a cell phone. On both screens is the word Venmo

Wrapping Up

Purchasing a Vanilla gift card is a good option for many different people. Vanilla gift cards can be used for many purposes and can be a perfect gift for your family and friends. 

Getting your card ready, acquiring your funds, and sending it to your bank account can be a very easy process despite there not being conventional methods to do so. Regardless of the method you choose to use to transfer your Vanilla gift card funds there is an easy way to get it done.

Watch this YouTube video for a summary of the easy steps needed to get cash off your vanilla gift card.

Related: How to Transfer Amazon Gift Card Balance to Bank Account?