Thinking about your golden years and wondering where the best place to retire might be? With so many options out there, choosing the right spot can feel overwhelming. Each location offers unique benefits, from excellent healthcare to great weather.
What’s most important to you in a retirement destination? Whether it’s affordability, community, or endless activities to keep you entertained, we’ve got you covered. Discovering the perfect place to settle down and enjoy your retirement is just a read away.
1) Asheville, North Carolina
Asheville, located in the North Carolina mountains, is a top choice for retirement. The city is known for its vibrant arts scene and stunning natural beauty. You’ll find plenty of outdoor activities, from hiking to exploring waterfalls.
The cost of living is a bit higher than the national average. Despite this, many retirees are drawn to Asheville’s charm and atmosphere. The downtown area is full of unique shops, delicious restaurants, and cozy coffee places.
Asheville boasts cutting-edge programs for active seniors. It’s also recognized by Forbes and Money.com as one of the best places to retire. The city’s rich culture and friendly community make it easy to feel at home.
Housing options in Asheville vary, but the median home value is around $459,606. You’ll also find many quality healthcare facilities and support services. For those who love the outdoors and a lively arts scene, Asheville is an excellent place to consider for retirement.
2) Sarasota, Florida
Sarasota is a dream come true for retirees. It’s known for its warm weather and award-winning beaches. You’ll love the white sand and the clear waters of Siesta Key Beach.
Shopping is convenient with stores like Costco and Macy’s only minutes away. Plus, the vibrant main street has many great restaurants for you to explore.
Transportation is a breeze. Sarasota has its own airport, Sarasota-Bradenton International, making travel easy. Major airlines like United and Delta offer flights daily.
Sarasota has consistently ranked high in various lists. U.S. News & World Report named it one of the best places to retire in the U.S.
The region is also known for its arts and culture. You can enjoy theaters, art galleries, and music venues. There’s always something happening around town, so you’ll never be bored.
Outdoor activities are abundant too. Whether you enjoy hiking, boating, or just walking along the beach, Sarasota has something for everyone.
3) Scottsdale, Arizona
Scottsdale, Arizona, is a top spot for retirees. Known for its warm weather, it offers plenty of sunshine year-round. You’ll find it easy to enjoy outdoor activities here.
Scottsdale ranks highly due to its low crime rates and a range of health and wellness services. Hiking trails and golf courses are everywhere. This makes it perfect if you love staying active.
Housing can be a bit pricey, but many see it as a worthwhile investment. Properties are well-maintained, and the community is friendly. You’ll feel at home quickly.
For those who love culture, there’s a vibrant arts scene. From museums to live performances, you’ll never be bored. Dining options are also diverse, catering to all tastes.
You can find more information about why Scottsdale is an excellent place to retire. There’s also a strong sense of community, which is important for many retirees. You’ll meet new friends and have plenty of social activities to keep you engaged.
4) Charleston, South Carolina
Charleston, South Carolina, is a charming city with a mix of historic charm and modern amenities. It’s known for its beautiful architecture, cobblestone streets, and warm hospitality. The weather is generally mild, making it a pleasant place to spend your retirement years.
One of the best parts about Charleston is its vibrant cultural scene. You can explore numerous galleries, museums, and theaters. Charleston also hosts various festivals and events throughout the year, offering plenty of activities to enjoy. The dining options are excellent, with seafood being a popular choice.
For beach lovers, Charleston won’t disappoint. Folly Beach and Isle of Palms are just a short drive away, providing clean, beautiful beaches where you can relax or enjoy water activities. Traffic can get busy in the summer, but the scenic views make it worth the trip.
Charleston also offers plenty of outdoor spaces and parks. You can enjoy a stroll through Waterfront Park or take a bike ride along one of the many trails. The city is also close to several golf courses, ideal for those who enjoy the sport.
If you’re looking for a relaxing, community-oriented atmosphere, consider James Island. It’s close to downtown Charleston and offers beautiful marshlands and beach access. It’s perfect for those who want the best of both worlds.
In addition to the local beauty and activities, Charleston has a strong sense of community. The people are friendly and welcoming, making it easy to feel at home. The city offers various amenities and services tailored for retirees, making it a great place to enjoy your golden years.
5) Boise, Idaho
Boise, Idaho, is a great place for retirees looking for a mix of city life and outdoor fun. The city offers a strong sense of community and lots of events and activities.
For history buffs, there’s the Old Idaho Penitentiary and the Basque Block. These spots give you a taste of Boise’s rich past.
If you love the arts, check out Freak Alley. It’s an open-air gallery with vibrant murals that change regularly. Music lovers can enjoy live shows at the Neurolux and Knitting Factory.
Nature enthusiasts will find Boise River Greenbelt a great place for walking or biking. Bogus Basin Mountain is also nearby, offering skiing in winter and hiking in summer.
Housing options are varied too. Whether you want a downtown condo or a suburban home, there’s something for everyone. Some suburbs, like Eagle, offer quieter living. Eagle has grown over the years and provides more spaces and amenities.
The cost of living is manageable, though not the cheapest. But the benefits, like a solid healthcare system and good air quality, make it worth considering. Boise is a friendly, welcoming city that could be the perfect spot for your retirement.
6) Austin, Texas
Austin is a great place to retire if you love a mix of city life and nature. You’ll find lots of parks and trails here. The city also has a lively music scene, which makes it fun for your evening outings.
Healthcare in Austin is top-notch. There are several hospitals and medical centers, so you can be sure you’re covered. Plus, the weather is mostly warm, so no harsh winters to deal with.
Your grandkids will love visiting. Austin has great schools and family-friendly neighborhoods. Places like West Lake Hills are especially praised by residents.
The cost of living isn’t the cheapest, but you get a lot for your money. Dining out is fun here, with lots of restaurants and food trucks to try. Plus, there are many recreational activities to keep you busy.
Another perk is the city’s cultural scene. With museums, galleries, and theaters, you’ll never run out of things to do. Take a stroll downtown and you might even catch a live street performance.
If you’re considering Texas, think about Austin. It could be exactly what you’re looking for.
7) Bend, Oregon
Bend, Oregon, is known for its stunning natural beauty, with mountains, rivers, and forests right on your doorstep. If you love the outdoors, you’ll feel right at home here. You can spend your days hiking, biking, or kayaking.
The city’s dog-friendly atmosphere is another big plus. You’ll find plenty of pet-friendly businesses, like restaurants, breweries, and hotels. There’s even a ton of trails and off-leash areas for your furry friends.
You might also enjoy Bend’s vibrant culture. The city has a lively arts scene, with galleries, theaters, and music venues. Plus, there are lots of local festivals and events throughout the year.
If you prefer a slower pace of life, the weather in Bend might win you over. With lots of sunshine and mild temperatures, it’s a great place to relax and enjoy nature. Winters can get snowy, but it adds to the charm.
Housing prices have remained high, with the median sale price at $720,000. Homes under $500k are getting harder to find, so it’s worth considering when planning your move.
You can read more about why Bend is a top retirement spot on LOHR Real Estate and Oregon Essential.
Bend offers something for everyone, making it a great place to retire.
8) Portland, Maine
Portland, Maine, is a fantastic spot to think about for retirement. It’s a city that blends a vibrant cultural scene with historic charm. There are plenty of restaurants, galleries, and theaters to keep you entertained.
One of the great things about Portland is its location by the ocean. Imagine walking along the coastline, enjoying the fresh sea breeze every day.
Portland is also known for its healthcare facilities. The city offers excellent healthcare options, which is always an important factor for retirees.
If you love craft beer, you’ll be happy to know that Portland boasts a thriving craft beer scene. The city has 19 microbreweries—one for every 3,500 residents.
The city is lively but not too hectic. You can enjoy the energy of college students and the creative vibe they bring. Plus, Portland was the first city on the East Coast to legalize recreational marijuana, adding to its progressive reputation.
Consider retiring in Portland if you want a mix of cultural activities, healthcare, and beautiful coastal views. It’s a wonderful place to enjoy your retirement years.
9) Nashville, Tennessee
Nashville is a great place to retire if you love music and culture. Known as Music City, it’s famous for its country music scene and vibrant nightlife.
The city offers plenty of activities for retirees. You can explore museums, enjoy live music, and dine at amazing restaurants. Plus, Nashville has a warm climate with mild winters, perfect for those who don’t like the cold.
If you enjoy nature, you’ll love the parks and outdoor spaces in Nashville. You can take leisurely walks, have picnics, or even go fishing in the nearby lakes.
Nashville’s healthcare facilities are top-notch, making it a safe choice for retirees. It’s also a short drive from beautiful Tennessee suburbs that offer quiet, peaceful living.
Housing options are varied, from city apartments to suburban homes. Whether you prefer city life or a quiet neighborhood, you can find something that suits your needs. Living costs are reasonable compared to other major cities.
If you’re considering retiring in Tennessee, definitely check out Nashville. Its blend of urban excitement and southern charm makes it a great option for retirement.
10) Santa Fe, New Mexico
Santa Fe, New Mexico, is a beautiful city with a stunning landscape. You’ll find mountains, natural parks, and rivers surrounding you. The weather is great, with lots of sunshine and clear blue skies.
If you love art and culture, Santa Fe is perfect. The city’s downtown area is filled with places to eat, galleries, and museums. The mix of Spanish, Native American, and Mexican culture makes it unique.
The architecture in Santa Fe is another highlight. The buildings look like something out of a fairytale, adding to the city’s charm. Walking through the streets, you’ll always find something interesting to see.
Outdoor enthusiasts will also enjoy Santa Fe. Plenty of spots are available for hiking, biking, and exploring nature. The nearby parks and mountains offer easy access to outdoor adventures.
Additionally, there are some great retirement communities. Combining small-town atmosphere with excellent food and culture, Santa Fe offers a fantastic place to live and retire. According to Sunlight Living, it’s one of the best small towns in the United States.
Santa Fe’s community is friendly. Most people are nice and welcoming, making it easy to feel at home. If history or art is your thing, you’ll never run out of things to do.
This city offers a wonderful mix of natural beauty, culture, and community warmth, making it a top choice for retirement.
Cost of Living Considerations
Choosing where to retire involves thinking about cost of living. Some states are more affordable, while others offer luxurious options for higher budgets.
Affordable States
If you are looking for places where your money goes further, some states stand out for their lower cost of living. For instance, Reading, Pennsylvania has become popular for retirees due to its affordability and quality healthcare. It’s located about 90 minutes from Philadelphia, offering both peace and access to big-city amenities at lower living costs.
Another great option is Florida, often ranking high for retirees. Not only is it known for its warm weather, but many parts of Florida offer affordable living with no state income tax, which helps your retirement savings last longer.
Living in these affordable states means you can enjoy your retirement without constantly worrying about finances.
Luxury Options
For those seeking more high-end living options, some cities offer luxury at a premium. New York City is one such place. According to U.S. News, the affordability may be lower, but this is balanced by top-tier healthcare and endless cultural experiences. If your budget allows, living in NYC means having access to world-class restaurants, theaters, and shopping.
Another top luxury destination is Gilbert, Arizona. It offers a comfortable lifestyle with higher than average household incomes and numerous recreational activities. This desert city combines upscale living with beautiful landscapes and warm weather, making it an attractive option for those who can afford a higher cost of living.
Choosing a luxury retirement spot allows you to enjoy a rich, fulfilling lifestyle filled with amenities and entertainment.
Climate and Weather
When choosing a retirement spot, weather plays a big role. In this section, you’ll find some of the best warm weather locations and mild climate states in the U.S. ideal for enjoying your golden years.
Warm Weather Locations
If sunny days and warm temperatures make you happy, consider places like Florida, California, and Texas. These states offer plenty of sunshine and pleasant weather year-round. Florida, for example, has an average annual temperature of 70 degrees, making it a popular retirement spot for beach lovers.
Texas features cities such as Austin and San Antonio where winter lows rarely dip below 40 degrees. California, especially Southern California, is famous for its consistent warm weather. Cities like San Diego experience around 362 temperate days annually, with just a few days exceeding 90 degrees.
Hawaii is another paradise for those who prefer warm, tropical climates. With its stunning beaches and warm weather, it remains a top choice. Cities like Hilo offer average July highs of 83 degrees and mild winters.
Mild Climate States
Not everyone enjoys extreme temperatures. For a more balanced climate, states like Arizona, North Carolina, and Oregon can be ideal. Arizona cities like Phoenix boast mild winters with lower humidity levels. While summers can get hot, the country’s dry climate makes it bearable.
North Carolina offers mild seasons without harsh extremes. Places like Asheville enjoy temperatures ranging from the low 30s in winter to the 80s in summer. This makes it great for those who prefer a bit more seasonality without severe cold or heat.
Oregon, particularly in cities like Portland, offers moderate weather year-round. With average annual temperatures in the mid-50s, it never gets too hot or too cold. Residents enjoy the changing seasons without facing the harshness of extreme weather.
Healthcare and Medical Services
Having access to good healthcare is crucial for a comfortable retirement. Let’s dive into some of the best hospitals and specialist care available in popular retirement spots.
Top Hospitals
Many of the best places to retire offer top-notch hospitals. For example, Mesa, Arizona, is home to Banner Heart Hospital, which has 111 beds dedicated to heart health. This facility offers expert care for heart issues.
In Florida, Orlando stands out with its excellent healthcare facilities. From the large AdventHealth Orlando to the specialized Orlando Health, you will find high-quality medical support. These hospitals offer comprehensive services to ensure you stay healthy.
In St. George, Utah, you can find exceptional healthcare too. With numerous hospitals equipped with the latest medical technology, you’ll be in good hands.
Access to Specialists
When you retire, having easy access to specialists is important for managing chronic conditions or other health needs. Mesa’s healthcare system is robust with numerous specialists in heart health and other fields. You can find the right doctors without long waits.
Orlando is known for having a wide range of specialists. Whether you need a cardiologist, neurologist, or orthopedic doctor, you’ll find qualified professionals. Their medical facilities often include specialist clinics that make it easy to get the care you need.
St. George also excels in this area. With a smaller population, it might seem surprising, but the city boasts numerous specialists. From dermatologists to pulmonologists, you will find experts ready to keep you in your best health.
